NatWest Car Insurance Review

If you are looking for car insurance and happen to bank with NatWest, you’re in luck. Many banks have recognised that they can offer other services than just keeping you money safe and, in today’s economic climate they have had to look for other ways in which they can make a bit of cash for themselves. NatWest is now possibly one of the oldest banks in the UK and the fact that they have managed to pretty much stay out of the news when the media decide to start to pick on the banking world is testament to the fact that they know what they’re doing.
You may, at this point be thinking that “putting all of your eggs in one basket” is not such a good thing at the moment, however, if you are currently a customer with NatWest then it’s worth looking at the benefits they can offer you with car insurance. After all, a bank account and a car insurance policy is hardly keeping everything in one place now is it? By the way, if you’re not currently a customer with NatWest you’re not excluded, you can take out a car insurance policy with them and reap the benefits because you are a new customer. The aim of the game for this bank is to have as many customers as possible in order for them to be able to continue to give the excellent service they have been offering for many years now.
So, what do you get with a NatWest car insurance policy; the answer? Plenty, in fact more than enough to ensure that you will be well looked after if you run into any trouble when you are on the road and, at competitive prices too. Here are some of the benefits you can expect to receive when you take out a car insurance policy with NatWest:
• Recovery for uninsured drivers – This is a massive problem in the UK, largely due to the fact that there are many people that use the roads but don’t understand that they need to be insured as a legal requirement. That said there are also plenty of undesirables that think that they can just get away without paying for insurance.

 

Companies such as NatWest have recognised that this is an issue and now offer, as standard, protection from these people. If you are hit or are in an accident with someone who is not insured, a NatWest car insurance policy will make sure that you do not lose your no claims discount. It doesn’t stop there; they will also make sure that you are covered for up to £100,000 should you need to make a claim for personal injury (that’s an article for another day)! Do bear in mind however; that you need to be under a fully comprehensive insurance policy and that the accident is not your fault. After all, how could NatWest make any money from their car insurance policies if everyone goes on the rampage and decides to seek out those that are not insured and start to ram them off the road!
• You and your partner or spouse can expect to receive up to £5,000 of personal cover if you are involved in a traffic accident. This is an amount that will cover pretty much most expenses when or if you have an accident and the fact that your partner is covered is an added bonus. For all those ladies out there that have “boy racers” in their lives; this part of the NatWest car insurance policy should make you feel a bit better about life when they zip out of the driveway in the mornings.
• If your car needs to go in for repairs due to and accident then if you use a repairer that has been approved by NatWest, you will receive a replacement vehicle for the duration of the repairs; not only that but you can expect to have your car collected from where ever it landed up and delivered back to your home address. Plus, those dear old mechanics will clean your car inside and out for you….no oily finger prints or stains on the carpets when you get your car back!
• If your windscreen or any of the windows on your car need replacing, this will be covered by a NatWest car insurance policy. However, this is only available if you have a fully comprehensive policy and you will still be liable for the excess.
• For those of you out there that like to drive so that you can blast out the latest tunes through your audio equipment and give the odd pensioner a near heart attack you will get cover for your audio equipment of up to £1,000 with a NatWest car insurance policy.
• If you need assistance at the roadside, NatWest can help with the car insurance policy that they offer. This part of their policy is completely optional and you will be looked after by Green Flag. Not only that, you’ll receive “mates rates” when it comes to using them.
• Should you need to make a claim then your NatWest car insurance policy will give you the ability to do this 365 days per year 24 hours per day.

 

So, if you happen to be in an accident on New Years Eve, you will still be able to start your claim with one simple phone call to their helpline.
For those of you that Already Bank with the NatWest
The information I have provided so far in this article has been for everyone, whether you bank with NatWest or not. However, if you’re already a customer then there are some extra benefits available if you take out a car insurance policy with them. Nothing like making you feel a bit special now is there? Listed below are some of the benefits that NatWest offers its existing customers:
• Currently, if you go to NatWest’s official website and apply online for a car insurance policy, you will receive a discount of 15% on your 1st year. Do be aware though that you have to enter a promotional code which the IT guys at NatWest have kindly put in bold on the website so that you don’t miss it.
• If you’re currently a customer with NatWest, you will know that they have different types of bank accounts; these are Silver, gold and black advantage accounts or, advantage private accounts. If you are lucky enough to be one those people that have this type of account then you can get an additional 10% off the 1st year when you take out a car insurance policy; this means that you can make a saving of up to 25%. Not many other car insurance companies can boast this and I’ll bet you would be hard pressed to find another bank that can!
• Perhaps you have home insurance with NatWest; you guys have not been left out either. If you take out a car insurance policy with them, they will give you a 10% discount on your 1st year.
• When it comes to no claims discounts you can expect to get up to 65% and if your are over the age of 50 this will rise to 70%….simply because those of you that are older are considered to be safer drivers.
These are just some of the benefits that you can expect to achieve when you take out a NatWest car insurance policy. If you thought that banks were not the way to go when taking out a car insurance policy then think again. NatWest have been offering these sorts of policies for sometime now and I don’t know of anyone that is not happy when it comes to the service that they offer. Ok, so if you have a bank account or home insurance policy then the benefits you receive out way those than if you don’t but that’s only fair isn’t it? At the end of the day, if you are current NatWest customer you wouldn’t be too happy if “newbie’s” where receiving the same sort of attention as you.
NatWest have also made it very easy for anyone to apply for a car insurance policy, you can get a quote online from their official website, or you can find them on many price comparison websites. If you prefer the personal touch then why not go to your local branch. For those of you that have little spare time to visit a branch then you can call them up; you will find their staff friendly and knowledgeable.
NatWest are not just helpful when it comes to banking, they are also helpful when it comes to a new car insurance policy. Why not give them a call today and see if they can beat your latest renewal quote? Whether you are a new customer or an existing customer NatWest will do what they can to make sure you get the right policy.

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