Aviva Pet Insurance Review

If you’re not a lover of animals I have absolutely no idea why you’re reading this! However, for those of you that own cats or dogs and are interested in going that extra mile to make sure they’re fit and healthy please, feel free to read on.

Many people who don’t have these furry little friends as part of their families find it hard to understand why you would consider insuring them. Of course as pet owners we do know why and it’s not just about saving money if you happen to need a vet for a major and, unexpected operation.

It’s about making sure that we can constantly afford to make sure our animals are kept in tip-top condition and, when needed, they get the proper professional care and attention they need. Aviva is one of many insurance companies that have recognised our animals should not be excluded when it comes to medical cover.

In the following few words, you’re going to find out what Aviva has to offer and just how comprehensive their cover is. Oh, and it won’t break the bank either (not that you care about that of course).

There are three different policies you can choose from and these are silver, gold and platinum:



  • This policy will cover you for vet fees totally £1,500 per year.
  • Alternative or complimentary treatments will be covered up to the value of your policy BUT, only if recommended by your vet. It doesn’t mean you can take them to the local grooming centre for a wash and brush-up and claim the cost back!
  • Behavioural Problems are covered up to £200. There are lots of reasons your pet might start to act a little “odd” but, again this will only be covered if your vet recommends it.
  • Burial or cremation costs will also be covered. It’s not a nice subject but our little fluffy friends do pass away and, if you know you don’t have to worry about the cost of a proper burial it leaves you the space to grieve the way you want to. Incidentally, Aviva will cover up to £100 of this.
  • If you have a dog you will be covered under the silver policy for accidental injury or death to a person. You will also be covered for damage to their property and the limit here is £1 million. The reason cats are not covered is obvious to anyone that owns one!




Everything mentioned in the silver policy and:


  • Up to £500 of the cost of your pet should he or she die or have to be put to sleep. Age restrictions do apply here and they are under 9 years for dogs and under 11 for cats.
  • If your pet is lost or stolen Aviva will cover up to £500 for advertising costs so you can be re-united with them. They will not however, cover the cost of a reward.
  • If you fall ill and need to stay in hospital for more than 48 hours, Aviva will pay £500 towards boarding fees for your pet.
  • If you have to cancel your holiday because your cat decides it was a good idea to chase a mouse through a hole they wouldn’t fit into and injures itself, or your dog decides that playing with car tyres is a good idea and they need medical care, Aviva will kindly pay £1,000 towards this.


Everything mentioned in the gold policy except the amounts covered can be doubled.


You should also know that no matter which policy you take, your pet will be covered for a trip abroad for up to 6 months. However, you MUST make sure they’re in a country that takes part in the PETS travel scheme.

Additional Information

Aviva pet insurance policies are all about making sure that the furry members of your family are well protected against just about any eventuality. However, they haven’t forgotten you either. There are various help lines available that are accessible to all customers and these include:

  • Counselling for bereavement.
  • It you and your pet are in a strange place (that is to say, not at home) and they need medical assistance, Aviva will locate a local vet for you.
  • If legal issues arise with your pet, there are people on the other end of the phone to help you sort things out.
  • Aviva will also offer you registered pet minders but this is limited to dogs.

In Conclusion


We couldn’t possibly cover all the questions you might have about the policies Aviva offer for your pets but, we hope we’ve covered the main points. If you’re in any doubt, give them a call, they will be more than happy to answer all your questions.

Oh, and for those of you who are not technophobic, if you buy online you’ll get a very nice 10% discount!


advert image