Wedding Insurance Reviews

Wedding Insurance Review

Are You Getting Married? Don’t Forget Wedding Insurance!

Getting married is one of the most exciting (and frightening) times of your life. It’s exciting because you’re about to celebrate the love you have for someone you’re going to spend the rest of your life with. It’s frightening because there is so much to organise and pulling it all together can leave you reaching for the headache pills (or that bottle of Vodka, whichever helps most)!

Some people opt for a low key affair while others want to let the whole world know they’re getting married to their true love. It doesn’t matter what type of wedding you want, where it is or what time of year, the stress levels are the same.

Of course, there is the cost to think about as well. In fact, these days the average cost of a wedding is a whopping £20,000 (sorry Father of the Bride)! When you start to look at your to do list, it’s easy to understand how you can easily spend this much. There are flowers, cake, catering, the venue and we can’t forget the dress! The list goes on (sorry again, Father of the Bride)!

If you are in the process of organising your wedding it might all sound like a nightmare instead of a dream however, it can be a lot of fun especially if you know you’re well protected should anything go wrong.

What I’m talking about here is insurance and there are many companies on the market that will insure your wedding, but they offer other services as well. Wedding Plan however is different. They only deal with weddings which mean you can be rest assured they really know what they’re doing.

They have over 20 years of experience in the field of wedding insurance, and the plans they have to offer will suit all budgets. The best thing of all is they have no less than 9 plans to choose from. The cheapest will cost you £18.49 and the most expensive will cost you £199.99 so Dad won’t be too displeased to see that invoice plus, it means he won’t have to worry about losing money if the person videoing your wedding gets drunk and produces something that looks like a dizzy child recorded it!

All sorts of things can go wrong and having some wedding insurance behind you will help to ease the pain, and I think that Wedding Plan has thought about everything. Take a look below at the benefits you can expect to receive:

  • Cancellations are covered.
  • If you have to re-arrange something due to an illness or other “mishap” Wedding Plan will cover you.
  • Wedding clothing is covered (especially the dress).
  • God Forbid that something should happen to your cake, gifts or flowers, so they’re all covered.
  • Cars and other transportation.
  • Photographs and videos.
  • Essential documentation is covered, which is especially useful if you’re getting married abroad.
  • Personal accidents.
  • Of course, the rings are also covered so if your best man loses them, they can be replaced.

The best thing of all is that it doesn’t matter what level of cover you choose, all of the above will be included in your policy. However, you do have to think about how much you’ll receive should anything go wrong. It’s also worth noting you will have to pay an excess but this is a mere £25 on all policies except for Platinum Plus, Premier and Premier Plus which is still pretty cheap at £50.

On A More Serious Note

We can all joke about various problems that can occur when a wedding is being arranged, or even when it’s in full swing. After all, you’re letting a whole bunch of people loose on free food and drink! But, and this is especially important if you’re going abroad, Wedding Plan has thought about the more serious issues that can happen.

If you want, you can have optional extras that will cover you for the following:

  • If you’re having a Marquee, Wedding Plan will give you up to £20,000 if something should go wrong and all your guests end up on the floor fighting with the roof!
  • Public Liability is also available although it is included on some of the more expensive plans.
  • Unusually (and I’ve not seen another company offer this), if you have ceremonial swords at your wedding they will cover these for up to £20,000
  • Now, this one is very serious but it has to be thought about. If a death occurs, someone loses a limb or the sight in one or both eyes you can opt to have the expenses covered as part of your policy.

Overall

If you’re in the early stages of planning a wedding, I feel your pain (and your excitement). Even if you’re part way through your wedding plans, and have realised the thought of something going wrong is just all too much for you, it’s still not too late to organise an insurance policy.

As you can see from the information above, this company has just about thought of everything, if not EVERYTHING. Even if you have a slightly different requirement and don’t see what you need here, don’t be afraid to ask them. After all, it’s your big day and the people behind Wedding Plan insurance realise this.

In fact, they often conduct surveys with people who have AND haven’t used them so they’re constantly abreast of current trends and needs. After all, they haven’t been in business and successfully for 20 years for nothing!

So, there you have it, wedding insurance from Wedding Plan. The main thing is that you make sure you’re properly covered so you can get on with enjoying your big day, and I think this company really has it “covered”. You only have to read some of the many case studies on their website to know there are plenty of very happy customers whose weddings went off without a hitch even if something did go wrong!

John Lewis Wedding Insurance Review

So, you’ve found your soul mate and the two of you have decided on a date for the wedding. Exciting isn’t it? Well, it should be but there are a great deal of people who believe this (the most important day of your life), is one the most stressful projects you can undertake.

There is so much to plan. The venue, the cake, flowers, choosing the guests (probably the one part of your wedding that can cause a few arguments) and, of course the dress! Are you exhausted by the list yet? It doesn’t stop there! There are all sorts of other things to consider and anyone who has planned a wedding will tell you the list just grows.

However, all is not doom and gloom. You should welcome this celebration in your life the way it’s meant to be. After all, you’re going to tie the knot with the one person you will spend the rest of your life with. There are many insurance companies on the market these days. In fact, it can be a true minefield no matter what type of insurance you’re looking for but, I’ve decided to talk about John Lewis wedding insurance because I think it’s a great idea that you can get insurance from the same place you can your gift list.

Some of you may be thinking (father of the bride especially), that insurance is just an added expense you can do without. But, what happens if the best man loses your wedding rings, the dress is involved in an unfortunate dry-cleaning accident, or worse a supplier you’ve chosen goes out of business?

When you think about it, the cost for insurance far outweighs both the stress and the added cost for a new dress or pair of wedding rings.

So, what can you expect from John Lewis wedding insurance (apart from a plethora of choices on gifts)?

Loss or Damage Due to Suppliers

John Lewis will cover everything from your wedding dress to the cake. They will even cover things you haven’t thought about like your stationary or photographs. However as with all insurance companies, they do have their clauses.

You will only be covered for services that haven’t been completed. For instance, if your photographer doesn’t turn up on the day don’t expect to be reimbursed for “undue stress”. You will only receive compensation for any money you’ve already paid or the cost for re-arranging someone-else to do it for you.

You can even take out cover if you happen to decide to use a friend or relative to take your photos and they have one too many whiskeys before the ceremony. But, just as with any professional supplier, you should make sure you have an agreement with them. This will help if you need to make a claim.

Wedding Rings

I don’t know a groom who hasn’t worried about his best man losing the rings. All sorts of things can go wrong. John Lewis will cover your rings from the minute you purchase them up to 24 hours before you get married.

Top Tip: If you’re worried about the rings being looked after properly, look after them yourself, even if it means handing them over to the best man when you’re standing at the aisle as you watch your bride walk towards you.

Wedding Gifts

OK, so everyone wants a table to display the gifts that have been lovingly chosen for them, but many weddings involve the consumption of alcohol and that means a few people who are wobbly on their feet. The last thing you need is for someone to go crashing into the gift table sending everything flying! John Lewis will cover you for damage or theft, but you need to make sure they’re being looked after by someone who is part of the wedding party or your family.

Rearrangement/Cancellation

God forbid you’ll have to cancel your wedding but this does happen. For that reason John Lewis offers various levels of cover that will protect you if the wedding isn’t going to take place or, you have to rearrange for some unforeseen reason.

Overseas Weddings

Many people decide to escape to a sunny paradise to get married these days, and you haven’t been forgotten. John Lewis offers cover for overseas weddings but as an addition to their normal cover so speak to them about what you need. You can also speak to them about insurance for your honeymoon as well.

Marquee Cover

This could possibly be every newly married couple’s nightmare. Imagine? Dad has just downed a bottle of champagne and takes to the dance floor only to fall head first into a supporting pole. Suddenly, everything has gone dark and you’re covered in heavy plastic! John Lewis will cover this for you, but rules do apply so check these first.

All in all, add some peace of mind and think about taking out John Lewis wedding insurance.

 

Get A Free Quote Here

advert image